Terms of Service

1. Acceptance of Terms

By downloading, installing, or using the InvoSplit application or website at invosplit.com (the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.

These Terms apply to all users of InvoSplit, including individuals who join groups or accept invitations without registering an account.

2. The Service

InvoSplit is an expense-splitting application that allows users to track shared expenses, split bills, and settle balances with friends, roommates, and groups.

InvoSplit does not process payments. The Service is a tracking and calculation tool only. Any actual transfer of money between users is conducted independently of InvoSplit and is solely the responsibility of the users involved.

3. Accounts

3.1 Registration

To use certain features of the Service, you must create an account by providing a valid email address and password. You are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account.

3.2 Accuracy

You agree to provide accurate, current, and complete information when creating your account and to keep it updated. InvoSplit reserves the right to suspend or terminate accounts with false or misleading information.

3.3 Age Requirement

You must be at least 13 years of age to use InvoSplit. By using the Service, you represent that you meet this age requirement.

4. Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any regulations
• Impersonate any person or entity, or misrepresent your affiliation with any person or entity
• Attempt to gain unauthorised access to any part of the Service or its infrastructure
• Introduce viruses, malware, or any other harmful code into the Service
• Use the Service to harass, threaten, or intimidate other users
• Reverse engineer, decompile, or disassemble any part of the Service
• Scrape, crawl, or otherwise extract data from the Service by automated means
• Use the Service to facilitate fraud or misrepresentation of financial information

5. User Content

You retain ownership of the expense data, descriptions, and other content you submit to the Service ("User Content"). By submitting User Content, you grant InvoSplit a limited, non-exclusive licence to store and display that content solely to operate the Service and make it available to authorised members of your groups.

You are solely responsible for the accuracy of your User Content. InvoSplit does not verify expense amounts or mediate financial disputes between users.

6. Privacy

Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.

7. Intellectual Property

The InvoSplit name, logo, application, and all related content, features, and functionality are owned by InvoSplit and are protected by applicable intellectual property laws. You may not use our branding or intellectual property without our prior written consent.

8. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

InvoSplit does not guarantee that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.

9. Limitation of Liability

To the maximum extent permitted by applicable law, InvoSplit shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of data, loss of revenue, or financial losses arising out of or in connection with your use of the Service.

InvoSplit is not responsible for financial disputes between users. Any disagreement about money owed between group members is solely between those users.

10. Termination

You may stop using the Service and delete your account at any time. InvoSplit reserves the right to suspend or terminate your access to the Service at any time, with or without notice, if we determine you have violated these Terms or if continued access would harm the Service or other users.

11. Changes to These Terms

We may update these Terms from time to time. We will notify you of material changes by posting a notice in the app or by email at least 14 days before changes take effect. Continued use of the Service after changes take effect constitutes your acceptance of the updated Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with generally accepted principles of international commercial law. Any disputes arising under these Terms shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be submitted to binding arbitration.

13. Contact Us

If you have any questions about these Terms, please contact us at:

• Email: contact@invosplit.com
• Website: invosplit.com